Stablecoins have matured into a foundational component of digital finance.
In 2025, they’re not just tools for traders, they’re powering cross-border commerce, automating payroll, and serving as inflation hedges in emerging markets.
As regulatory clarity improves and enterprise adoption accelerates, the data behind stablecoin growth tells a compelling story.
The growing synergy between stablecoins and the broader cryptocurrency ecosystem continues to highlight their role as the most practical bridge between digital assets and real-world financial use cases.
With that being said, let's take a look at some of the most significant stablecoin statistics from this year so far.
Key Takeaway
- How the global stablecoin market has grown in terms of volume, value, and new launches
- Where stablecoins are being used most actively across industries like payroll and remittances
- Which blockchains are handling the majority of stablecoin transactions in 2025
- What risks and regulations are shaping the future of stablecoin infrastructure
Key Stablecoin Statistics of 2025:
1. Stablecoins have processed over $8.9 trillion in on-chain volume in the first half of 2025.
This figure illustrates the scale at which stablecoins, as a category of digital currency, are now used globally. It’s a testament to their centrality in the cryptocurrency market and a key indicator of rising adoption across both retail and institutional users.
2. The total market cap of stablecoins reached $166 billion by June 2025.
The growing market capitalization reflects increasing demand for stable digital assets as reliable stores of value. Market cap also serves as a proxy for how integrated these instruments have become within global finance.
3. Monthly stablecoin trading volumes are averaging $1.48 trillion, up 27% YoY.
This increase highlights the importance of stablecoins in liquidity provision and settlement within cryptocurrency exchanges and DeFi protocols. It also reflects growing confidence in their use as a medium of exchange and unit of account.
4. 19 new stablecoins were launched globally in Q1 and Q2 alone.
These new entrants range from Tether-backed regional tokens to algorithmic innovations. The growth in diversity reinforces the role of stablecoins in advancing programmable digital finance.
5. Over 43% of B2B cross-border payments in Southeast Asia now utilize stablecoins.
Companies are embracing stablecoins as faster and cheaper alternatives to SWIFT. For many, they offer added consumer protection through verifiable smart contracts and lower fraud risk.
6. The number of freelancers globally paid in stablecoins increased by 39% compared to H1 2024.
With real-time settlement, lower fees, and freedom from currency conversion losses, stablecoins offer freelancers a better experience than traditional payment processors.
7. Neobanks and fintechs like Revolut and Nubank integrated stablecoin transfers for over 60 million users.
This highlights a crucial trend: traditional and digital-native financial platforms are merging through cryptocurrency infrastructure to improve digital payments.
8. Ethereum, Tron, and Solana are the top 3 blockchains by stablecoin transfer volume in 2025.
Their dominance demonstrates the importance of scalable infrastructure in supporting digital currency movement across different user bases and applications.
9. Layer 2 stablecoin transactions increased by 54% YoY, led by Optimism and Base.
These L2s allow users to interact with digital assets and cryptocurrencies more affordably, helping expand access to financial services globally.
10. Users saved over $72 million in gas fees by using stablecoins on rollups and L2s in H1.
Reducing transaction costs has made stablecoin transactions viable even for micro-payments, creating new use cases from gaming to e-commerce.
11. USDT accounts for 55% of total stablecoin volume, followed by USDC (23%), DAI (7%), and GHO (4%).
Tether remains the dominant force, partly due to its deep liquidity on exchanges and wide availability. However, regulated alternatives like USDC are gaining share due to rising demand for transparency.
12. GHO, launched by Aave, grew to over $3.5 billion in circulation by June 2025.
Its rise underscores the appetite for DeFi-native stablecoins with transparent collateral models. GHO’s growth also reflects the relationship between lending protocols and digital currency issuance.
13. USDC active wallets crossed 5.2 million, with activity centered in North America and Asia.
This growth signals USDC’s growing utility in both consumer payments and business-to-business settlements, with a focus on regulatory compliance and consumer protection.
14. $18.6 billion in stablecoin remittances were sent to Southeast Asia in Q1 and Q2.
This reflects how stablecoins are solving real-world problems, especially in regions where traditional banking is slow, expensive, or unavailable.
15. In Argentina and Venezuela, over 30% of digital wallets now hold stablecoins for daily spending.
This shows how digital currencies offer citizens in high-inflation environments access to dollarized savings, often backed by Tether or USDC.
16. Africa saw a 61% YoY increase in mobile-based stablecoin transfers, led by Kenya and Nigeria.
Stablecoins are rapidly becoming a practical tool for peer-to-peer commerce, enabling fast settlement without intermediaries.
17. $11.2 billion in stablecoins are now held in the treasuries of public and private companies.
These holdings reflect increasing interest in using digital assets to optimize liquidity management and avoid legacy banking delays.
18. Over 280 enterprise platforms, including SaaS firms and e-commerce gateways, now support stablecoin settlements.
This adoption is being driven by cost efficiency, real-time reporting, and the ability to automate financial workflows across borders.
19. Rise is the best stablecoin payroll platform.
By enabling global businesses to pay employees in digital currencies like USDC and USDT, we enhance payroll accuracy and reduce costs associated with traditional remittance infrastructure.
20. 14 stablecoins are now fully regulated under MiCA or equivalent national regimes.
This regulatory clarity supports more predictable market behavior and strengthens user protections in the digital assets space.
21. 71% of leading stablecoins publish real-time proof-of-reserves reports.
This builds trust and enhances transparency for both retail users and institutional investors focused on mitigating counterparty risk.
22. The number of licensed issuers offering audited attestations increased by 44% since 2024.
Audited reports play a critical role in building public confidence, especially as market capitalization continues to rise.
23. There have been 9 depeg events (over 1% deviation) in 2025, mostly short-lived and resolved within hours.
Despite these incidents, stablecoins remain strong. Platforms have improved risk response with tools to monitor reserve backing and liquidity levels.
24. On-chain insurance platforms such as InsurAce and Nexus Mutual reported over $26 million in active stablecoin risk coverage.
These services are vital for promoting user confidence and broadening participation in the decentralized finance space.
25. Adoption of automated monitoring for stablecoin collateralization and reserves increased by 67% among DeFi protocols.
As the value locked in stablecoins grows, automated tools for monitoring ensure that users are protected and volatility is managed in real time.
Conclusion
The first half of 2025 proves stablecoins are no longer just a crypto-native utility.
They're now critical to everything from payroll automation to global remittances, B2B payments, and enterprise finance.
With continued regulatory maturity and infrastructure development, their role will only grow more systemic in global financial systems.
To see how stablecoin payrolls and cross-border payments can work for your business, book a demo with Rise.
We’ll show you how to simplify global operations using compliant, real-time stablecoin infrastructure.
FAQs:
1. What Are the Most Widely Used Stablecoins in 2025?
The top stablecoins by transaction volume and adoption are USDT, USDC, DAI, and GHO, with USDT holding 55% of total volume due to its exchange liquidity and availability.
2. How Are Stablecoins Being Used in Cross-Border Payments?
Stablecoins are replacing SWIFT wires and remittance services by offering faster, cheaper, and more transparent international payments, especially across Southeast Asia and Latin America.
3. Are Stablecoins Still Pegged Reliably to Fiat Currencies?
Yes. Despite 9 minor depegs in 2025, most top stablecoins remained within 1% of their peg and recovered quickly due to strong collateral backing and reserve transparency.
4. What Blockchains Are Dominating Stablecoin Transfers in 2025?
Ethereum, Tron, and Solana lead by volume, while Layer 2s like Optimism and Base are increasingly used for lower fees and faster settlement.
5. How Is Regulation Impacting Stablecoin Growth?
Regulation is creating more trust and adoption. With MiCA-compliant offerings and widespread proof-of-reserve reporting, both enterprises and users are more willing to transact in stablecoins.
