01

At a glance

02

Chains & wallets

03

Partner evidence

04

The right fit

01 / SIDE BY SIDE

The details that make a difference on payday.

A focused comparison of crypto payroll capabilities, rather than a ranking of every HR feature.

Crypto payroll capability

BUILT FOR HYBRID PAYROLL

Toku

Product architecture

Web3-native payroll with USDC across Direct Payroll, Employer of Record, Global Contractor Pay and Agent of Record.

Stablecoin payroll and token payout rails included across EOR, contractor management, AOR and PEO plans.

Funding & recipient choice

Fund in fiat or stablecoins. Recipients can withdraw in fiat or crypto, independently of the funding method.

Fiat or stablecoin funding, with local-currency or stablecoin payouts. Split compensation is supported.

Onchain ecosystem

Chains: Arbitrum, Avalanche, Ethereum, Monad, Optimism, Plasma, Polygon, Solana, Tron and TON.

Wallets: Coinbase, Gnosis Safe, MEW, MetaMask and Torus.

Liquidity: Uniswap.

Accounting: QuickBooks, Rillet, Xero and Campfire.

Blockchain integration: Ripple / XRPL.

Featured business integrations: ADP, BambooHR, Gusto, NetSuite, Paychex, QuickBooks, Ramp, Rippling, Workday and Xero.

The directory lists additional regional payroll tools. Ask Toku for its complete token and network matrix.

Wallet experience

Dedicated integrations with MetaMask, Coinbase, Gnosis Safe, MEW and Torus.

Recipient wallet with options to hold funds, off-ramp, earn yield or spend through Rain Card.

Stablecoin & crypto payout fees

$2.50 flat per payout for stablecoins and crypto.

Service and onchain charges depend on the commercial quote. Confirm transfer, conversion and network costs for your routes.

Platform pricing

Request a quote for your payroll product, team size and countries. The $2.50 payout fee is separate from total payroll pricing.

Listed monthly fees: contractor management $19 per contractor; EOR $599 per employee; AOR $149 per contractor. Final terms depend on scope.

Stablecoin yield

Rise Earn: companies, contractors and employees can earn USDC yield in Rise, powered by Aave.

Toku Yield: recipient yield powered by Paxos Labs and Morpho. Its eligibility guidance currently limits access to contractors and employees, excluding company payroll float.

Onchain professional identity

Rise ID: reusable verified identity for onboarding, compliance and payroll access.

No equivalent reusable onchain professional identity product identified in the reviewed product pages. Confirm with Toku.

Token grant administration

Confirm support for your grant, vesting and tax-reporting requirements with Rise.

Dedicated token grant and vesting administration, listed at $1,000 per company per month.

Availability

Confirm eligibility by product, country, asset and payment route.

EOR, contractor management and AOR list coverage across 100+ countries. Eligibility depends on service and jurisdiction.

Listed integrations are not a promise that every asset supports every funding or withdrawal route. Rise’s $2.50 flat stablecoin and crypto payout fee is separate from its total payroll pricing. Platform fees, conversion costs and eligibility should be confirmed before purchase.

02 / CONNECTED TO YOUR STACK

Your payroll should work where your money works.

Explore every chain and wallet currently listed in Rise’s integration directory.

10

Wallet integrations

Self-custody, treasury control and access.

Beyond the payout

Accounting and onchain liquidity.

Integration roles differ: wallets provide access or treasury controls; chains provide payment rails; accounting tools support reconciliation. Confirm supported tokens and routes for your account.

WEB3-NATIVE, ACROSS THE PLATFORM

Crypto payroll is part of every Rise payroll product.

One foundation for fiat and stablecoin payments across four ways to manage your workforce.

RISE EARN

Let your stablecoins do more between paydays.

Companies, contractors and employees can earn yield on USDC inside Rise. Powered by Aave, Rise Earn brings stablecoin yield into the payroll dashboard without a separate DeFi workflow.

Companies:

earn yield on USDC held for payroll.

Contractors and employees:

allocate part of your USDC balance to Earn and track performance in Rise.

Yield varies and is not guaranteed. Eligibility, fees, redemption conditions and protocol risks apply.

RISE ID

Your onchain professional identity.

Rise ID connects a reusable professional identity with onboarding, compliance and payroll access for employees, contractors and businesses.

Designed for traditional and Web3 payroll

KYC, KYB and AML checks built into onboarding.

Reusable identity

Connect onboarding, compliance and payroll access in one place.

Rise Earn and Rise ID are described on Rise’s product pages.

03 / THE PARTNER PERSPECTIVE

Real infrastructure. Documented results.

See how Circle and Arbitrum describe the infrastructure behind Rise’s global payments.

Circle

USDC INFRASTRUCTURE

Stablecoins at the core. Not at the edge.

Circle’s case study describes Rise’s use of its mint-and-burn infrastructure to convert between fiat and USDC, with USDC across Rise’s AOR, EOR, contractor pay and direct payroll products.

95%

improvement in cross-border payment speed

40%

reduction in payment processing costs

Results reported in Circle’s case study, based on data supplied by Rise. These are not measured savings versus Bitwage.

Arbitrum

ONCHAIN PAYMENT RAILS

Built for the way teams actually withdraw.

Arbitrum’s December 2025 article describes how Rise combines fiat and crypto funding with programmable payouts and recipient-led withdrawals.

~80%

of Rise’s onchain withdrawal volume ran through Arbitrum

$340M+

lifetime USDC / USDT withdrawals on Arbitrum

Historical figures published December 18, 2025, using Rise-supplied data. Not current totals or a third-party audit.

04 / CHOOSE FOR YOUR WORKFLOW

Choose the platform that fits your crypto workflow.

Choose Rise when…

You want Web3-native payroll across all four Rise payroll products.

Your treasury or recipients use Rise’s listed chains and wallets.

Arbitrum payouts, Rise Earn and a reusable Rise ID matter to your team.

Choose Rise when…

You want Web3-native payroll across all four Rise payroll products.

Your treasury or recipients use Rise’s listed chains and wallets.

Arbitrum payouts, Rise Earn and a reusable Rise ID matter to your team.

Consider Toku when…

You want crypto payouts alongside your existing payroll provider.

You want stablecoin payments connected to an existing payroll system.

Its service mix, country coverage and quoted total cost fit your team.

Consider Toku when…

You want crypto payouts alongside your existing payroll provider.

You want stablecoin payments connected to an existing payroll system.

Its service mix, country coverage and quoted total cost fit your team.

Rise to the

challenge.

moment.

task.

opportunity.

challenge.

challenge.

Compliantly hire, onboard, and pay an entire borderless team, right from Rise

Rise to the

challenge.

moment.

task.

opportunity.

challenge.

challenge.

Compliantly hire, onboard, and pay an entire borderless team, right from Rise

Rise

to the

challenge.

moment.

task.

opportunity.

challenge.

challenge.

Compliantly hire, onboard, and pay an entire borderless team, right from Rise