01

At a glance

02

Chains & wallets

03

Partner evidence

04

The right fit

01 / SIDE BY SIDE

The details that make a difference on payday.

A focused comparison of crypto payroll capabilities, rather than a ranking of every HR feature.

Crypto payroll capability

BUILT FOR HYBRID PAYROLL

Bitwage

Product architecture

Web3-native payroll with USDC across Direct Payroll, Employer of Record, Global Contractor Pay and Agent of Record.

Crypto payroll provider since 2014. Employee crypto allocations work alongside an existing payroll system; contractor payments use invoices or company-created runs.

Stablecoin funding

USDC and USDT, alongside fiat funding.

Funding guide lists USDC, DAI and cUSD, plus Bitcoin, Ether and fiat options.

Recipient choice

Fiat or crypto withdrawals, independent of how you fund.

Local currency, Bitcoin, Ether, USDC, USDT, DAI or cUSD. Split allocations depend on the plan.

Onchain ecosystem

Chains: Arbitrum, Avalanche, Ethereum, Monad, Optimism, Plasma, Polygon, Solana, Tron and TON. Wallets: Coinbase, Gnosis Safe, MEW, MetaMask and Torus. Liquidity: Uniswap. Accounting: QuickBooks, Rillet, Xero and Campfire.

Documented stablecoin payout rails: USDC on Ethereum and Stellar; USDT on Ethereum and Tron; DAI and cUSD also listed. Payroll connections: ADP, Gusto and TriNet. These are documented routes, not a complete integration directory. Confirm token and network availability.

Wallet integrations

MetaMask, Coinbase, Safe, MEW and Torus.

Recipients configure bank or crypto receiving options, including split allocations. Confirm compatibility with your wallet and selected network.

Stablecoin & crypto payout fees

$2.50 flat per payout for stablecoins and crypto.

Personal Standard: 2% stablecoin fee, plus $15 for Ethereum-based stablecoin deposits. Other crypto has no listed onchain fee. Premium removes stablecoin flat fees. Conversion costs and other charges may apply.

Platform pricing

Pricing depends on the Rise product, employment model and volume. Request a quote for your workforce.

Business Non Premium: $0/month. Premium: $7.99 per recipient/month, with a $15.99 minimum. Enterprise pricing by quote. These are plan charges, not total transaction costs.

Workflow

Recurring, one-time and milestone payments; smart-contract automation.

Recurring payroll weekly, biweekly or monthly. Funding must still be sent and confirmed for each run.

Availability

Check product, country, token and network eligibility with Rise.

Token and country restrictions apply. Its payout guide states USDC is unavailable to US users; confirm current account eligibility.

Employment & tax workflow

Choose Employer of Record for international employment, or the Rise payroll product that fits your team. Product and country coverage differ.

For W2 crypto allocations, your existing provider handles tax withholding and deductions. Bitwage says it does not perform tax deductions.

Stablecoin yield & identity

Rise Earn offers USDC yield for companies and workers. Rise ID provides an onchain professional identity.

No comparable payroll yield or reusable onchain professional ID product was identified in the reviewed product pages.

Fee scopes differ: Rise’s $2.50 is a per-payout fee supplied by Rise; Bitwage figures distinguish Personal Standard transaction charges from Business plan subscriptions. These are not all-in payroll quotes. Compare conversion costs, plan fees, funding routes and eligibility. Listed integrations do not guarantee every token on every route.

02 / CONNECTED TO YOUR STACK

Your payroll should work where your money works.

Explore every chain and wallet currently listed in Rise’s integration directory.

10

Wallet integrations

Self-custody, treasury control and access.

Beyond the payout

Accounting and onchain liquidity.

Integration roles differ: wallets provide access or treasury controls; chains provide payment rails; accounting tools support reconciliation. Confirm supported tokens and routes for your account.

WEB3-NATIVE, ACROSS THE PLATFORM

Crypto payroll is part of every Rise payroll product.

One foundation for fiat and stablecoin payments across four ways to manage your workforce.

RISE EARN

Let your stablecoins do more between paydays.

Companies, contractors and employees can earn yield on USDC inside Rise. Powered by Aave, Rise Earn brings stablecoin yield into the payroll dashboard without a separate DeFi workflow.

Companies:

earn yield on USDC held for payroll.

Contractors and employees:

allocate part of your USDC balance to Earn and track performance in Rise.

Yield varies and is not guaranteed. Eligibility, fees, redemption conditions and protocol risks apply.

RISE ID

Your onchain professional identity.

Rise ID connects a reusable professional identity with onboarding, compliance and payroll access for employees, contractors and businesses.

Designed for traditional and Web3 payroll

KYC, KYB and AML checks built into onboarding.

Reusable identity

Connect onboarding, compliance and payroll access in one place.

Rise Earn and Rise ID are described on Rise’s product pages.

03 / THE PARTNER PERSPECTIVE

Real infrastructure. Documented results.

See how Circle and Arbitrum describe the infrastructure behind Rise’s global payments.

Circle

USDC INFRASTRUCTURE

Stablecoins at the core. Not at the edge.

Circle’s case study describes Rise’s use of its mint-and-burn infrastructure to convert between fiat and USDC, with USDC across Rise’s AOR, EOR, contractor pay and direct payroll products.

95%

improvement in cross-border payment speed

40%

reduction in payment processing costs

Results reported in Circle’s case study, based on data supplied by Rise. These are not measured savings versus Bitwage.

Arbitrum

ONCHAIN PAYMENT RAILS

Built for the way teams actually withdraw.

Arbitrum’s December 2025 article describes how Rise combines fiat and crypto funding with programmable payouts and recipient-led withdrawals.

~80%

of Rise’s onchain withdrawal volume ran through Arbitrum

$340M+

lifetime USDC / USDT withdrawals on Arbitrum

Historical figures published December 18, 2025, using Rise-supplied data. Not current totals or a third-party audit.

04 / CHOOSE FOR YOUR WORKFLOW

Need more than payouts? Build your workforce with Rise.

Choose Rise when…

You want Web3-native payroll across all four Rise payroll products.

Your treasury or recipients use Rise’s listed chains and wallets.

Arbitrum payouts, Rise Earn and a reusable Rise ID matter to your team.

Choose Rise when…

You want Web3-native payroll across all four Rise payroll products.

Your treasury or recipients use Rise’s listed chains and wallets.

Arbitrum payouts, Rise Earn and a reusable Rise ID matter to your team.

Consider Bitwage when…

You want crypto payouts alongside your existing payroll provider.

Your team needs Bitcoin, stablecoin or local currency allocations.

Its personal or business plans match your payment workflow.

Consider Bitwage when…

You want crypto payouts alongside your existing payroll provider.

Your team needs Bitcoin, stablecoin or local currency allocations.

Its personal or business plans match your payment workflow.

Rise to the

challenge.

moment.

task.

opportunity.

challenge.

challenge.

Compliantly hire, onboard, and pay an entire borderless team, right from Rise

Rise to the

challenge.

moment.

task.

opportunity.

challenge.

challenge.

Compliantly hire, onboard, and pay an entire borderless team, right from Rise

Rise

to the

challenge.

moment.

task.

opportunity.

challenge.

challenge.

Compliantly hire, onboard, and pay an entire borderless team, right from Rise